Residential Mortgages
If you are hoping to purchase a new property and need a mortgage loan to do it, Soul Mortgages are at your service. Buying a new home is an important stage of life and an exciting one, but we know that there are similar challenges and stresses along with the excitement of mortgages. So whether you are buying a flat, apartment, detached, semi-detached starter home or an ultimate forever home, you will likely need a mortgage.
Soul Mortgages can assist you with mortgage advice, including sourcing mortgages using government schemes including Help-to-buy (HTB), 95% mortgage scheme and co-ownership schemes.
You may not be aware that obtaining a mortgage to purchase a home can have its challenges, especially if your financial circumstances are unorthodox or have some bumps along the way, or if you need to move home quickly. Hence, Soul Mortgages are available to you because once you find your ideal home, we do what it takes to navigate the challenging market to get you the best possible outcome.
Why should you use a Mortgage Broker?
Our team has over 15 years of experience providing advice on standard residential mortgages to intricate property financing. We regularly assist clients with a plethora of issues, from unusual earning circumstances to large mortgage requirements and those who are enquiring about purchases through businesses or from abroad.
Soul Mortgages has developed relationships with both private and investment banks, which with their specialist mortgage products, can provide a much more fitting solution for your circumstances. Combined with our impeccable ability to negotiate the best terms possible, we provide optimal outcomes for every one of our clients.
If you seek a mortgage that exceeds £1 million, which can be more challenging, we can provide you with the appropriate access to suitable lenders. They will provide lending outside of the usually capped lending criteria offered by high street and traditional mortgage lenders.
Soul Mortgages has many years of providing this type of service in securing high net worth mortgages and ultra-high net worth mortgages using fantastic relationships with specialist lenders in the marketplace outside of the high street.