Advice for high net worth, complex and investor mortgages
Enquire now →Complex income assessed and placed with a specialist lender, completed in 21 days.
Director drew capital in stages against her home, keeping her fixed first-charge rate.
Retained-profits income the high street declined, arranged via a private bank.
At Soul Mortgages, we dig deep to find solutions to your mortgage problems. Our service spans mainstream, private client, structured finance and international mortgages.
Our mainstream mortgage service works with 108+ lenders and offers clear, personal advice, either face-to-face or remotely. When a case calls for it, we also draw on 432+ specialist lenders.
Our Private Client service provides specialist advice to Ultra High Net Worth and High Net Worth individuals, complex cases and investor mortgages. We have access to a wide range of specialist providers, including private banks, investment banks and private lenders, many of which are not typically available to traditional brokers and advisers.
Our Structured Property Finance & Debt Advisory service designs funding around each transaction: bridging, development and commercial finance for investors, developers and business owners. We also review existing borrowing across a portfolio or business and advise whether to refinance, restructure or consolidate, with every facility built around your plans and the exit planned from day one.
We act for international clients: expats, foreign nationals and non-UK residents buying in the UK, and UK-based clients financing property abroad. We understand income and assets held across currencies and jurisdictions, and work with lenders who do too.
Through both our mainstream and private services, you also have access to Protection specialists, so the right cover is in place, from personal protection to specialist business and property insurance.
Whichever route suits you, you’ll work with one experienced adviser from start to finish.
Private Client +
Ultra/High Net Worth, Complex & Investor Mortgages
Mortgages +
Mortgages
Protection +
Protection
Specialist +
Specialist
A quick introduction to who we are and how we work.
What does Soul Mortgages specialise in?
Does Soul Mortgages charge a fee?
Is Soul Mortgages regulated?
Reviews
Rated 5 out of 5 by clients & their advisers
“The only person able to help was Ritesh, a true specialist. 11/10.”
“Excellent service from beginning to end. We couldn’t recommend Ritesh highly enough.”
“They always find us outstanding deals, even during turbulent times.”