Executive Management
Ritesh Sood - CEO & Founder
Ritesh Sood, CEO and founder of Soul Mortgages, has 19 years' experience in specialist mortgage advice. From a family of property financiers, he arranges UHNW and HNW mortgages through private and investment banks. He specialises in complex cases and structured property finance across both residential and commercial assets. This includes large-scale and non-standard borrowing that mainstream systems often cannot place. He also advises on mainstream mortgages, so even simpler cases carry the reassurance of specialist expertise. He also holds the Certificate in Financing Greener Homes and advises on green mortgages for energy-efficient homes.
Kavitha Sood - NED (Governance)
Kavitha Sood brings 20 years of experience across property and financial services to Soul Mortgages. She served as a Compliance Manager at Knight Frank Finance and now works with Lloyd's of London syndicates and insurers on contracting roles related to governance and consumer duty. Kavitha provides strategic advice to Soul Mortgages in a non-executive capacity, helping strengthen its governance, regulatory standards and long-term direction. She holds a BCom and an MBA, and pairs commercial insight with a strong focus on compliance and good client outcomes.
Tony Catt - Compliance Consultant
Over 40 years of experience, CII Diploma qualified, freelance compliance consultant
Tony has worked as a freelance compliance consultant in financial services. His clients tend to be adviser firms of various sizes, covering most areas of financial advice to consumers. Tony is a member of the Association of Professional Compliance Consultants (APCC) and the UK Sustainable Investment and Finance Association (UKSIF).