About Us

Established in 2007, Soul Mortgages emerged at the height of the financial crisis. Our founder comes from a lineage of property financiers, and that heritage still shapes how we work today: independent, whole-of-market advice delivered with genuine expertise.
2007
Established
19 years
Advising complex clients
Whole of market
Independent advice

Our mission is to provide impeccable service across traditional and mainstream mortgages, using superior mortgage technology to give you a streamlined advice process. Where face-to-face contact is preferred, we keep a human element alongside that efficiency, giving you further comfort throughout.

We offer independent, whole-of-market mortgage advice. Our professional experience and track record let us find the most suitable product for each client's circumstances, with access to the most competitive rates available.

What we arrange
Mortgages & protection
✓Residential mortgages
✓Remortgages
✓Buy-to-let mortgages
✓Professional, contractor & self-employed
✓Bridging & commercial finance
✓Development finance
✓Debt advisory
✓Protection & insurance

Through our Private Client service we act for high net worth and ultra-high net worth individuals, including investors and complex mortgage markets, spanning bridging, commercial and development finance alongside debt advisory.

We also arrange protection for both mortgage and non-mortgage clients, from residential borrowers to investors and UHNW individuals, including specialist commercial, landlord, and buildings & contents cover.

Today we act for clients across the UK and around the world, arranging UK mortgages for expats, foreign nationals and non-UK residents alongside our UK-based clients.

Soul Mortgages has more lender options than many others in the market

Our network spans hundreds of individual lenders, from private and investment banks down to regional building societies. Nineteen years of performance has built strong, trusted relationships across:

✓Private banks
✓Investment banks
✓Mainstream mortgage lenders
✓Building societies
✓Challenger banks
✓Alternative providers

We’ve developed a precise knowledge of each lender’s criteria, giving our clients essential access to the best rates available on the market.

“Independent, whole-of-market advice, with the private-bank relationships to match.”
Where we help
High Net Worth & Private Client→ Residential Mortgages→ Buy-to-Let Mortgages→ Re-Mortgages→ International Property Finance→ Structured Property Finance & Debt Advisory Services→
Enquire now