Buildings and Contents

“For a home of real value, blanket comparison-site cover simply won’t do.”

Designed to cover the cost of rectifying damage; to the structure of a building due to flooding, fires, vandalism and more. Buildings insurance is usually mandatory when taking out a mortgage, and with Soul Mortgages, we will ensure you understand why this is the case and the appropriate insurance for you.

Contents Insurance is used to protect against damage or theft of the items in your home. If it is a possession that is not a fixed fixture and fitting and can transfer to a new home, it will likely be covered under contents insurance (unless requiring specialist contents cover). Examples are jewellery, watches, electronics and other prized belongings.

It would help if you had the relevant insurance in place to protect your property and its contents. We have access to many providers for general insurances purposes. We will arrange a comprehensive range of quotes for you with competitive prices whether you want a quotation or want to speak to our specialists.

 As you may know, when it comes to HNW and UHNW buildings and contents insurance – the matter can be slightly more complex as more significant valuable properties also have unique contents, including art, antiques and other notable assets. Therefore, the right level of cover isn’t just a matter of running a standard quote. Instead, the services of a specialist are required to ensure that each valuable item has coverage under the policy instead of a blanket coverage policy that you can find on a price comparison website.

HNW & standard
All property values
Art & valuables
Specialist cover
Whole of market
Not a comparison site
What we arrange
Buildings insurance
Contents insurance
High-net-worth home cover
Art, antiques & valuables
Jewellery & watches
Second homes & overseas property
For HNW homes, the right cover is not a standard quote. Valuable properties and unique contents need a specialist to ensure every item is properly covered, not a blanket comparison-site policy.