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Posts by Ritesh Sood

Home » Articles Posted by Ritesh Sood
07 Jul
Mortgages

How private banks assess multi-currency income

  • 26 August 2026
  • By author-avatar Ritesh Sood

Earnings in more than one currency confuse mainstream lenders. Here’s how a private bank looks at the same picture, and why it changes what you can borrow.

Continue reading

23 Jun
Protection Guides

Income protection for the self-employed: what actually pays out

  • 26 August 2026
  • By author-avatar Ritesh Sood

The self-employed have the most to lose from illness or injury and the least automatic cover, what to look for in a policy.

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29 May
Mortgage Market Updates

What recent rate moves mean for complex borrowers

  • 26 August 2026
  • By author-avatar Ritesh Sood

Headline rates tell you little if your income or assets do not fit the standard model. here is what actually changes.

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08 May
Mortgages

Interest-only in 2026: when it still makes sense

  • 26 August 2026
  • By author-avatar Ritesh Sood

Interest-only has narrowed on the high street but remains a sensible tool for the right borrower, when it fits.

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17 Feb
Property Investment

Structuring a growing buy-to-let portfolio for lending and tax

  • 26 August 2026
  • By author-avatar Ritesh Sood

As a portfolio grows, how it is owned and financed starts to matter as much as the properties themselves. a look at the trade-offs.

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Twitter Feed

Insights

17 Feb

Structuring a growing buy-to-let portfolio for lending and tax

08 May

Interest-only in 2026: when it still makes sense

29 May

What recent rate moves mean for complex borrowers

23 Jun

Income protection for the self-employed: what actually pays out

07 Jul

How private banks assess multi-currency income

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